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Sunterra
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★ Award WinnerI-10 · Katy

Sunterra

by Land Tejas · 2,303 acres

📋 Move-In Flyer
Total Tax Rate
3.42%
Starting From
$200K
True Monthly
$1,908P&I + Tax + HOA + Ins.
School District
Katy ISDDual ISD Split

Sunterra is a premier resort-style master-planned community spanning over 2,300 acres in Katy, TX. Known for its centerpiece Crystal Lagoon® surrounded by white-sand beaches, residents enjoy water sports, swimming, and kayaking right at home. Additional highlights include a secondary amenity village with a lazy river, fitness center, and the paved Greenbolt trail network.

🎓 Schools
ISDKaty ISD
ElementaryRobertson / McElwain / Cross Elementary
MiddleHaskett / Nelson Junior High
High SchoolKaty / Paetow High School
Rating8/10
Source:GreatSchools+TEA· Updated 2025–2026
🌿 Amenities
LakeCrystal LagoonTrailsFitnessPool
—Crystal Lagoon®
—white-sand beaches
—lazy river
—Sol Club lagoon village
—fitness center
—Greenbolt trail network
—resort-style pool
—kayaking & paddleboarding
💰 Total Financials
Total Tax Rate3.42%
MUD Tax Rate1.5%
Annual HOA$1,160/yr
Starting Price$200,000
HOA / Month$97/mo

Starting price reflects the lowest published builder floor plan as of August 2026. Prices change frequently — verify current pricing directly with the builder before visiting. Use the calculator above to estimate your own monthly payment — enter your actual quoted rate for the most accurate result.

📉 MUD Tax Rate Over Time

The MUD (1.5%) funds infrastructure bonds that are paid off over ~25 years. As bonds retire, your effective tax rate drops — potentially saving $350/mo by year 25.

Total rate (incl. MUD)
Base rate (after MUD payoff)
💧 MUD Water Quality
DistrictHarris-Waller Counties MUD 5
TCEQ Status✓ Compliant
Water Hardness21 GPG Hard

⚠ Hard water detected. Protect your plumbing and appliances.

⚡
Texas Electricity Setup
3 Strategies for New Construction Buyers
📊
Compare Live Rates
Compare Live Market Rates
⚡
$100 Move-In Credit
Top Houston Provider + $100 Credit
🤖
Auto-Pilot
Set-It-and-Forget-It
Full electricity guide on Resources →
🏗️ Active Builders
Starlight HomesFrom the low $300s→
Gehan HomesFrom the low $300s→
Empire CommunitiesFrom the low $300s→
Brightland HomesFrom the high $200s→
Colina HomesFrom the high $200s→
D.R. HortonFrom the high $200s→
🏆 Awards & Recognition
★
Top-Selling Master-Planned Community (Mid-Year)
RCLCO Real Estate Consulting · 2026

Ranked among the nation's top-selling master-planned communities by RCLCO Real Estate Consulting for exceptional buyer demand and new home sales.

★
Top-Selling Master-Planned Community
RCLCO Real Estate Consulting · 2025

Ranked among the nation's top-selling master-planned communities by RCLCO Real Estate Consulting for exceptional buyer demand and new home sales.

★
Top-Selling Master-Planned Community
RCLCO Real Estate Consulting · 2024

Ranked among the nation's top-selling master-planned communities by RCLCO Real Estate Consulting for exceptional buyer demand and new home sales.

📋 Community At a Glance
DeveloperLand Tejas
Total Acreage2,303 acres
Status🟢 Active New Construction
CorridorI-10
CountyHarris
School DistrictKaty ISD
ElementaryRobertson / McElwain / Cross Elementary
Middle SchoolHaskett / Nelson Junior High
High SchoolKaty / Paetow High School
Annual HOA$1,160/yr
MUD Tax Rate1.5%
Total Tax Rate3.42%
Pre-Closing Checklist for Sunterra Buyers
Compare builder rates vs. independent lenders · LendingTree →Get insurance quotes · Policygenius →
Compare →
★ True Cost Payment EngineHarris Co. CAD

Monthly Payment Simulator · Sunterra

Tax Rate: 3.42%HOA: $1,160/yrHomestead Active ✓
Estimated True Monthly Out-of-Pocket
$1,934/mo
Conv 10% · 6.625% APR · P&I + Tax + Ins + HOA
🏛️ TX Homestead Exemption appliedSaves ~$103/mo
$200,000
$250K$850K$1.5M+
%
Principal & Interest$1,153
Property Taxes (w/ Homestead)$467
Homeowners Insurance (est. 0.75%/yr)$125
HOA Dues$97
Private Mortgage Ins. (PMI)$93
Est. Cash to Close$24,500
📊 Customize in Full True Cost Calculator →
📡
Tech & Connectivity

Sunterra — Internet & Security

🏠 HOA-Included Internet
🌐 Hotwire Communications (Fision Fiber)Included with HOA
500 Mbps symmetrical (Gigabit upgrade available)
Included in HOA dues · fiber-to-home · exclusive provider
✓
included
📶 Optional Upgrade Providers
Automated Home Protection

Compare Vivint, ADT, and SimpliSafe — all offer professional monitoring with smart home integration. New construction buyers qualify for the best introductory rates.

🍳
Samsung Bespoke
Smart Home Suites
🏆
AJ Madison
GE Cafe, Bosch, Thermador
🌿
Wayfair Outdoor
Outdoor Kitchen & Patio
Outfit Your Kitchen

New construction homes in Sunterra come with builder-grade appliances. Upgrade to Samsung Bespoke smart suites, AJ Madison luxury packages (GE Cafe, Bosch, Thermador), or Wayfair outdoor kitchen setups before move-in. See full appliance guide

⚡
Houston Power Grid Advisory
Is your new home ready for the next grid outage?

Texas ERCOT operates on an isolated grid. Hurricane season (June–Nov) and winter storms can cause 3–7 day outages. Compare EcoFlow, Anker SOLIX, and Generac/Cummins whole-home options.

🌊 Flood Zone & Drainage
Zone X✅ Harvey 2017: No🏠 Flood Insurance Required: No

Community features engineered detention ponds, elevated pad sites, and storm sewer systems to manage heavy rainfall.

View FEMA Flood Map →
🚗 Commute Times (Rush Hour)
via Grand Parkway 99 · Est. $4-8/day daily toll
🏢 Energy Corridor
30-40 min
🏥 Medical Center
50-60 min
🌆 Downtown Houston
45-55 min
✈️ IAH Airport
45-55 min
🛒 Grocery & Retail
🛒 H-E-BH-E-B Katy Park on Morton Ranch Rd (2.1 mi)
🛒 KrogerKroger Morton on Grand Pkwy (5.4 mi)
🏪 CostcoCostco Katy on I-10 (6.9 mi)
🎯 TargetTarget Katy Elyson on FM 529 (3.5 mi)
🏬 WalmartWalmart Supercenter Katy on Market Place Dr (4.8 mi)
🏘 Town CenterKaty Mills Mall (7.0 mi)
📹 Community Video Tour
Sunterra Crystal Lagoon Community Tour
via Living in Houston Texas · YouTube
Head-to-Head Comparisons
Sunterra vs Jubilee
Schools · Tax Rate · Amenities · True Cost
Compare →
Sunterra vs Cinco Ranch
Schools · Tax Rate · Amenities · True Cost
Compare →
Frequently Asked Questions

Buyer Guide: Sunterra

📋 Move-In Concierge
Your Day-1 Setup Guide
Utilities, HOA, schools, and move-in essentials for Sunterra
🖨️ Open & Print Full Flyer →
⚡ Utilities Setup
💧 Water & Sewer
Harris-Waller Counties MUD #5 / Sunterra MUD — Inframark (832) 467-1599
🗑️ Trash Pickup
Republic Services (281) 446-2030 — Tuesday & Friday pickup
🔥 Natural Gas
CenterPoint Energy (713-659-2111)
💡 Electricity
TX is deregulated — scan QR cards below to compare & lock in your rate before closing
📬 Mailbox & HOA
📮 Post Office
Katy Post Office, 5220 Franz Rd, Katy TX 77493
(281) 391-0001
🔑 Key Pickup Docs
Photo ID + Closing Disclosure (CD) required for mailbox key pickup
🏢 HOA Management
Sunterra Community Association — First Service Residential
sunterratx.com/residents
⚠️ ARC Rule
ARC approval required for all exterior modifications including fences, pools, and landscaping changes
🏫 Schools & Anchors
🎓 ISD
Katy ISD
📚 Elementary
Robertson / McElwain / Cross Elementary
📚 Middle School
Haskett / Nelson Junior High
📚 High School
Katy / Paetow High School
🌐 Enroll Online
katyisd.org/enrollment
🏛️ Homestead Exemption
hcad.org/homestead
🛒 Nearest H-E-B
H-E-B Katy Park on Morton Ranch Rd (2.1 mi)
🚨 Day-1 New Build Safety
🔒 Smart Lock Reset: Reset factory master codes on Day 1 before moving valuables in.
💧 Main Water Shut-Off: Located in garage or front flowerbed box — know it before you need it.
💨 HVAC Filter Swap: Change AC filter at 30 days — construction dust clogs coils fast.
🤠 Texas Admin Rules
🏛️ Homestead Exemption: File with hcad.org/homestead by April 30 — saves $300–$600+/yr. Update TX Driver's License address first.
📋 Builder Warranty: 10-yr structural, 2-yr mechanical, 1-yr workmanship — document everything in writing from Day 1.
🔍 11-Month Inspection: Schedule an independent inspector at month 11 before your 1-year warranty expires.
🛍️ Day-One Move-In Essentials — Scan to Compare & Save
📋 Want the full printable version?
The Move-In Concierge flyer includes QR codes, your rep contact info, and fits on one printed page.
Open Full Flyer & Print →
Corridor Network

Explore Nearby I-10 / Katy Communities

View all I-10 / Katy corridor communities →
Cross Creek WestMUD: 1.50%
Fulshear, TXTotal Tax: 3.16%

Cross Creek West

ISD: Lamar CISD

View Cross Creek West Guide →
ElysonMUD: 1.50%
Katy, TXTotal Tax: 3.32%

Elyson

ISD: Katy ISD

View Elyson Guide →
Jordan RanchMUD: 1.12%
Fulshear, TXTotal Tax: 2.79%

Jordan Ranch

ISD: Lamar CISD

View Jordan Ranch Guide →
TamarronMUD: 1.17%
Katy, TXTotal Tax: 3.17%

Tamarron

ISD: Lamar CISD

View Tamarron Guide →
Head-to-Head Comparisons

Compare Sunterra with Alternatives

View All 1,100+ Comparisons →
Sunterra vs Cross Creek West→Sunterra vs Elyson→Sunterra vs Jordan Ranch→Sunterra vs Tamarron→Sunterra vs Cane Island→Sunterra vs Anniston→Sunterra vs Fulshear Lakes→Sunterra vs Cinco Ranch→

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