Head-to-Head Master-Planned Audit

Cross Creek West VS Towne Lake

Evaluating true monthly ownership costs, section MUD tax liabilities, school district boundaries, and corridor location.

Katy / Fulshear

Cross Creek West

Fulshear, TX · Lamar CISD

From $350K$2,900/mo true
VS
Cypress / NW

Towne Lake

Cypress, TX · Cy-Fair ISD

From $400K$3,630/mo true

Side-by-Side Comparison Vector

CORRIDOR REGION
Cross Creek WestKaty & Fulshear
Towne LakeCypress & NW Houston
CITY / MUNICIPALITY
Cross Creek WestFulshear, TX
Towne LakeCypress, TX
EFFECTIVE TOTAL TAX RATE
Cross Creek West3.25%
Towne Lake3.6%
MUD TAX RATE
Cross Creek WestPending County Audit
Towne LakePending County Audit
SCHOOL DISTRICT (ISD)
Cross Creek WestLamar CISD
Towne LakeCy-Fair ISD
ANNUAL HOA DUES
Cross Creek West$1,500/yr
Towne Lake$1,600/yr
STARTING HOME PRICE
Cross Creek West$350K
Towne Lake$400K
EST. TRUE MONTHLY COST
Cross Creek West$2,900/mo
Towne Lake$3,630/mo
LOT SIZES
Cross Creek West45–60′
Towne Lake50–90′+
BC

Brian's Insider Comparison Analysis

New Home Consultant & Buyer Advocate

When choosing between Cross Creek West and Towne Lake, looking solely at starting prices is a mistake. A home in Cross Creek West with an effective tax rate of 3.25% can produce a very different monthly payment stack compared to Towne Lake at 3.6%. Always evaluate the complete payment stack (P&I + MUD tax + HOA + Insurance) before placing earnest money.

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Get exact tax disclosures, section-level ISD split maps, and builder flex-cash incentives for both Cross Creek West and Towne Lake.

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