Houston Master PlannedCommunity Discovery
2026 MUD Rates Audited
♡Head-to-Head Comparison · Houston Master-Planned Communities
Cinco Ranch vs Towne Lake
Independent side-by-side comparison: schools, tax rates, true monthly costs, amenities, builders, and water quality.
Cinco 3—1 Towne
🏆
Cinco Ranch wins on 3 of 5 metrics
Based on tax rate, starting price, school rating, HOA, and water quality. Individual priorities vary — use the calculator to run your specific numbers.
💰 Financial Comparison
2.7%✓ Lower
Total Tax Rate
3.25%
$425,000
Starting Price
$400,000✓ Lower
$3,731/mo
True Monthly Cost
$3,690/mo
$1,200/yr✓ Lower
Annual HOA
$1,400/yr
🎓 Schools
8/10
School Rating
8/10
Katy ISD
School District
Cy-Fair ISD
Cinco Ranch High School
High School
Cypress Ranch High School
🏊 Amenities
✗ CincoLagoonTowne ✗
✓ CincoLakeTowne ✓
✓ CincoTrailsTowne ✓
✓ CincoFitnessTowne ✓
💧 MUD Water Quality
14 GPG✓ Softer
Hardness
20 GPG
Cinco MUD 1
MUD District
Harris County MUD 500
🏗 Active Builders
Cinco Ranch
Resale Homes Only
Towne Lake
Caldwell HomesPartners in BuildingJamestown Estate HomesBavaria BuildersBraziel Building GroupBrickland Custom Homes, Inc.William David Homes
❓ Frequently Asked Questions: Cinco Ranch vs. Towne Lake
Which has a lower property tax rate, Cinco Ranch or Towne Lake?
Cinco Ranch offers a lower total property tax rate (2.70%) than Towne Lake (3.25%), saving approximately 0.55% in property taxes annually.
How do school ratings compare between Cinco Ranch and Towne Lake?
Cinco Ranch is zoned to Katy ISD (GreatSchools rating: 8/10), while Towne Lake is zoned to Cy-Fair ISD (GreatSchools rating: 8/10).
How do starting home prices compare between Cinco Ranch and Towne Lake?
Homes in Cinco Ranch start from approximately $425K, while homes in Towne Lake start from approximately $400K. Actual monthly costs also depend on MUD taxes and annual HOA dues.
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